In the world of wealth generation and financial success, Todd Fleming’s journey is a compelling narrative of resilience, determination, and the transformative power of knowledge. Todd’s initial dream of becoming a professional baseball pitcher faced the harsh reality of not making it to the next level. This pivotal moment in his life became the catalyst for a remarkable transformation.

Todd candidly recounts how he ventured into the world of employment, but a lack of financial education left him buried in debt. He reflects on those times, saying, “I was going down a path that was not good. I was going to be an employee of things that I didn’t enjoy doing. I didn’t enjoy what I did day to day. I was in financial distress. I didn’t understand how currency works.”

His use of the term “currency” instead of money underscores a fundamental lesson: understanding the nuances of financial systems. Todd found himself in a situation where he needed to make $100,000 annually just to cover the minimum interest payments on his debts. It was a wake-up call that changed the course of his life.

Todd’s transition from financial distress to financial education is a journey that many can relate to. He emphasizes the transformative power of pain, quoting the idea that “pain taught me a lot, but pleasures never taught me anything.” This realization led him to embark on a path of financial enlightenment.

The turning point came when Todd was sitting in his cubicle with only $25 in his bank account. He asked himself a sobering question: “So I’m 25, and I have $25. Does that mean when I’m 50, I’m going to have 50 if I keep doing what I’m doing?”

Despite never having been an avid reader, Todd took a leap of faith and began his journey with books like “Rich Dad, Poor Dad,” “Think and Grow Rich,” and “The Richest Man in Babylon.” These books laid the foundation for his transformation, nstilling principles that would guide him in the years to come.

Todd’s story underscores the importance of embracing discomfort and building positive habits. He emphasizes that motivation is not the key to success; rather, it’s the development of purpose and passion that leads to lasting change. Todd shares his own experiences of adopting discomfort and how it eventually led to success, both in business and personal life.
His books, “If You Can’t Wholesale After This, I’ve Got Nothing For You” and “If You Can’t Cash Flow After This, I’ve Got Nothing For You,” provide blueprints for financial success in real estate and income generation. Todd’s mission is clear: to empower individuals to take control of their financial destinies.

He dispels common excuses like age or financial limitations, stating firmly, “You’re never too young or too old to do the right thing and take control of your life.” Todd believes that financial freedom is a choice, attainable through a blueprint of financial principles and disciplined action.
In a world where many financial advisors merely prescribe solutions they don’t personally follow, Todd Fleming stands apart. He emphasizes the importance of participating actively in one’s financial journey and understanding the principles of wealth creation.

Todd’s message is clear: take control of your financial future, educate yourself, and build positive habits. As he aptly puts it, “Financial freedom is 100% a choice.” His story serves as an inspiration to all, reminding us that transformation is possible, regardless of where we start.

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Want to hear the original conversation that inspired this article?
🎧Listen in as Jim and Nick discuss on episode 8 of Breakaway Wealth.