How Pat Hiban Built 42 Streams of Passive Income & Broke Away From the System

How Pat Hiban Built 42 Streams of Passive Income & Broke Away From the System

Breakaway Wealth: Episode 15 – The mainstream model of building wealth is basically waiting for an advisor to make money for you. This doesn’t empower you or allow you to participate in your own path to financial freedom. Why is real estate investment one of the best ways to add a stream of income, especially if you already work in real estate? What stops people from making this leap??

On this episode, we’re joined by author of 6 Steps to 7 Figures, founder/president of Rebus University, Pat Hiban, who shares on building wealth and why it’s easy to become an investor.

“”Horizontal income allows you to do what you want, when you want, but it’s also important to have goals and things you’re driving towards.” -Pat Hiban

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Three Things We Learned from this Episode
Why agents don’t become investors

Agents have a cash flow issue. They earn decent money with commissions, but their costs of living rise with income. Because they struggle to live below their means, they can’t set aside money for other ventures to help them build wealth.

Horizontal income vs. vertical income

Through real estate investing and other ventures, Pat has built 42 lines of horizontal income. Instead of doing a job that vertically pays him a little more each year, multiple streams of income will allow you to earn exponentially.

How to invest without using your own money

When your money pool is inside an insurance contract, you’re borrowing against your cash value. But you’re actually using the insurance company’s money, while your own money stays in a tax shelter and grows.

If you look at Robert Kiyosaki’s Cashflow Quadrant, one thing that’s clear is that the place we really want to be is on the investor and business owner side. The employee and even the self-employed side doesn’t give us real freedom because it’s not passive. What the mainstream teaches us about building wealth keeps us in active income activities. Real estate investing is a very worthy way to create horizontal lines of income, and you can get in for a very low percentage, and borrow the rest at a very low interest rate.  As long as the rent beats the mortgage payments, you can start creating cash flow and real freedom in your life.

Guest Bio

Pat is the founder and Chairman of Rebus University, Gobundance, and the Hiban Group. He is also the author of the book 6 Steps to 7 Figures, and is the host of real estate podcast Real Estate Rockstars with Pat Hiban.

Go to to find out more about the courses, go to if you’re interested in joining. Listen to the podcast

To get his book FREE, go to

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